Walter Pawlowski Lic# M11002486

As a mortgage agent I offer wide range of services suited for many different customers and situations. On my website you will find information on various mortgage products from many mortgage institutions as well as tools to let you find out what is available to you. You can also see how making extra payments or changing your payment schedule can shorten the time needed to pay off your mortgage.

I am licensed mortgage agent located in Hamilton area and provide full spectrum of mortgage services in Golden Horseshoe area and the rest of Ontario.

There are many different types of mortgages I offer to my customers:

    No money down mortgages

    Residential mortgages

    Mortgages for first time buyers

    New to Canada mortgages

    Commercial mortgages

    Mortgages for self-employed (BFS)

    Secured Lines of Credit

    Equity take-out mortgages

    Second homes

    Vacation properties

    Rental properties

    Rent-to-Own programs

    Foreclosure and Power of Sale situations

While browsing this website you can use many tools which are provided on this website. Whether you want to calculate you weekly mortgage payment, bi-weekly mortgage payment, monthly mortgage payment, create amortization table for your particular mortgage and even see the effects of regular and bulk mortgage overpayments on your mortgage you can all do it right here. There is also very comprehensive mortgage dictionary covering most if not all mortgage terms which you can check whenever you need.

Occasionally new articles are posted in the blog section on the topics of mortgages and real estate with special interest in Ontario's situation. Check our blog often as new information is being posted whenever necessity or new developments dictate.

And last but not least you can always contact me when you need more information, are looking to be pre-approved for your mortgage, need guidance on your credit history and ways to improve it or have any other questions which need to be answered I will be happy if you give me a chance to assist you.

Last News Posts
April 10, 2013
April 2013 Real Estate and Mortgage stats
March 28, 2013
Why are mortgage brokers relatively under used in Canada?
The mortgage market in Canada predominantly features the monopolistically competitive “Big Five” ban...
March 18, 2013
March 2013 Canada Mortgage Stats
Bank of&n...
Current Mortgage Rates
Mortgage Term Rate  Change
1 year 2.64%
2 year 2.49%
3 year 2.59%
4 year 2.79%
5 year 2.74%
7 year 3.59%
10 year 3.69%
ARM 3 years 2.85%
ARM 5 years 2.55%
HELOC 3.50%
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Walter Pawlowski Ontario Mortgage Agent M11002486